New restaurant and café product launched!

18/07/2008 - APC has today launched a new restaurant and café product which can also provide additional protection for proprietors providing entertainment for customers.

Responding to growing demand for a product that also covers entertainment, we have redesigned the policy to accommodate these types of establishments.

The new product, available on our on-line trading platform QuoteMac, also provides cover as standard for the increasing utilisation of existing facilities and staff to provide outside catering. The broad range of outlets types catered for also means referrals are kept to a bare minimum when brokers access the product.

The key features of the new product include:

• All Risks cover including Accidental Damage
• Legal Expenses included for £100,000
• Seasonal stock increase of 30%
• Liability cover included for outside catering
• Outside catering cover for property - £2,000
• High package benefits for glass and money
• Theft by employees cover available
• Household cover for owner or manager living above available

APC director Ian Russell said: “The restaurant and café market has changed considerably over the past few years as owners and manager look at new ways to generate revenue. While entertainment was previously only provided by a limited number of establishments it is rapidly increasing in popularity.”

“These businesses also need a good insurance product to protect their day to day activities and staff. As a result we have both enhanced our general cover for this sector while adding additional scope for the activities they undertake to boost their bottom line.”